PRIVACY POLICY
IBizCo Ltd and/or Retire-ThisYear.com strive
to offer its visitors the many advantages of Internet technology and to provide
an interactive and personalized experience. We may use Personally Identifiable
Information (your name, e-mail address, street address, telephone number)
subject to the terms of this privacy policy. We will never sell, barter, or
rent your email address to any unauthorized third party. Period.
How we gather information from users
How we collect and store information depends
on the page you are visiting, the activities in which you elect to participate
and the services provided. For example, you may be asked to provide information
when you register for access to certain portions of our site or request certain
features, such as newsletters or when you make a purchase. You may provide
information when you request information about our joint venture offers or
products, participate in contests, message boards and chat rooms, and other
interactive areas of our site. Like most Web sites, IBizCo Ltd and/or
Retire-ThisYear.com also collect information automatically and through the use
of electronic tools that may be transparent to our visitors. For example, we
may log the name of your Internet Service Provider or use cookie technology to
recognize you and hold information from your visit. Among other things, the
cookie may store your user name and password, sparing you from having to re-enter
that information each time you visit, or may control the number of times you
encounter a particular advertisement while visiting our site. As we adopt
additional technology, we may also gather information through other means. In
certain cases, you can choose not to provide us with information, for example
by setting your browser to refuse to accept cookies, but if you do you may be
unable to access certain portions of the site or may be asked to re-enter your
user name and password, and we may not be able to customize the site’s features
according to your preferences.
What we do with the information we collect
Like other Web publishers, we collect
information to enhance your visit and deliver more individualized content and
advertising. By submitting your information via a form on our website you are
signifying your consent that we may use the contact information you submitted
to fulfill and answer your request for the information.
Aggregated Information (information that
does not personally identify you) may be used in many ways. For example, we may
combine information about your usage patterns with similar information obtained
from other users to help enhance our site and services (e.g., to learn which
pages are visited most or what features are most attractive). Aggregated
Information may occasionally be shared with our advertisers and business
partners. Again, this information does not include any Personally Identifiable
Information about you or allow anyone to identify you individually.
We may use Personally Identifiable
Information collected on IBizCo Ltd and/or Retire-ThisYear.com to communicate
with you about your registration and customization preferences; our Terms of
Service and privacy policy; services and products offered by IBizCo Ltd and/or
Retire-ThisYear.com and other topics we think you might find of interest.
Personally Identifiable Information
collected by IBizCo Ltd and/or Retire-ThisYear.com may also be used for other
purposes, including but not limited to site administration, troubleshooting,
processing of e-commerce transactions, administration of sweepstakes and
contests, and other communications with you. Certain third parties who provide
technical support for the operation of our site (our Web hosting service for
example) may access such information. We will use your information only as
permitted by law. In addition, from time to time as we continue to develop our
business, we may sell, buy, merge, partner, or joint venture with other
companies or businesses. In such transactions, user information may be among
the transferred assets. We may also disclose your information in response to a
court order, at other times when we believe we are reasonably required to do so
by law, in connection with the collection of amounts you may owe to us, and/or
to law enforcement authorities whenever we deem it appropriate or necessary.
Please note we may not provide you with notice prior to disclosure in such
cases.
Affiliated sites, linked sites and
advertisements
IBizCo Ltd and/or Retire-ThisYear.com expect
their partners, advertisers and affiliates to respect the privacy of our users.
Be aware, however, that third parties, including our partners, advertisers,
affiliates and other content providers accessible through our site, may have
their own privacy and data collection policies and practices. For example,
during your visit to our site you may link to, or view as part of a frame on a IBizCo
Ltd and/or Retire-ThisYear.com page, certain content that is actually created
or hosted by a third party. Also, through IBizCo Ltd and/or Retire-ThisYear.com
you may be introduced to, or be able to access, information, Web sites,
features, contests or sweepstakes offered by other parties. IBizCo Ltd and/or
Retire-ThisYear.com are not responsible for the actions or policies of such
third parties. You should check the applicable privacy policies of those third
parties when providing information on a feature or page operated by a third
party.
While on our site, our advertisers,
promotional partners or other third parties may use cookies or other technology
to attempt to identify some of your preferences or retrieve information about
you. For example, some of our advertising is served by third parties and may
include cookies that enable the advertiser to determine whether you have seen a
particular advertisement before or were referred to their site while visiting
one of our websites. Other features available on our site may offer services
operated by third parties and may use cookies or other technology to gather information.
IBizCo Ltd and/or Retire-ThisYear.com do not control the use of this technology
by third parties or the resulting information, and is not responsible for any
actions or policies of such third parties.
You should also be aware that if you
voluntarily disclose Personally Identifiable Information on message boards or
in chat areas, that information can be viewed publicly and can be collected and
used by third parties without our knowledge and may result in unsolicited
messages from other individuals or third parties. Such activities are beyond
the control of IBizCo Ltd and/or Retire-ThisYear.com and this policy.
Children
You must be Eighteen (18) Years of age or
older to access this website. If you are under eighteen years of age, you are
not authorized to access this website for any reason.
IBizCo Ltd and/or Retire-ThisYear.com do not
knowingly collect or solicit Personally Identifiable Information from or about
children under 13 except as permitted by law. If we discover we have received
any information from a child under 13 in violation of this policy, we will
delete that information immediately. If you believe IBizCo Ltd and/or
Retire-ThisYear.com has any information from or about anyone under 13, please
contact us at the address listed below.
Contacting Us.
We can be reached by contacting:
IBizCo Ltd and/or Retire-ThisYear.com
Email: info@iBizCo.com
Changes to this Policy
IBizCo Ltd and/or Retire-ThisYear.com
reserve the right to change this policy at any time. Please check this page
periodically for changes. Your continued use of our site following the posting
of changes to these terms will mean you accept those changes. Information
collected prior to the time any change is posted will be used according to the
rules and laws that applied at the time the information was collected.
Governing law
This policy and the use of this Site are
governed by English law. If a dispute arises under this Policy we agree to
first try to resolve it with the help of a mutually agreed-upon mediator in the
following location:
If it proves impossible to arrive at a
mutually satisfactory solution through mediation, we agree to submit the
dispute to binding arbitration at the following location: the State of
IBizCo Ltd and/or Retire-ThisYear.com are
controlled, operated and administered entirely within the